Why Buy A Smart Benefit Card?

There are many reasons to buy a Smart Benefit Card – the biggest reason is that it can help! Check out some of the more common reasons below.

Reason 1: If you have insurance, the Smart Benefit Card still helps!

Point 1: Insurance includes coverage gaps. For instance you may have health insurance, but not dental or vision. Or maybe you have dental insurance, but it doesn’t cover orthodontics.
Point 2: Insurance includes limitations. Dental insurance is often limited to $1,000 coverage. The Smart Benefit Card can pick up where your insurance leaves off.
Point 3: Your prescription coverage may not cover all medications OR the out-of-pocket cost of a prescription through your insurance may be HIGHER than the price of the medication using the Smart Benefit Card.
Point 4: Convenience
Point 5: Additional benefits – Smart Benefit Card provides additional benefits that are not part of any insurance package, including: Consult A Doctor, LifeLock, Nurse Hotline, MedEx, and more….

Point 1: If you don’t have a particular type of insurance, whether, it is health, dental, vision or prescription coverage – the Smart Benefit Card may be the perfect solution, providing 10% to 60% savings on the health services you need.
Example 1 – if you don’t have dental insurance and need a crown – would you rather pay the full price ($876 on average) for the crown or a discounted price ($548 on average)?
Example 2 – if you don’t have health insurance and have a child that needs to see the doctor for normal check up – would you rather pay the full price ($48.43 on average) or a discounted price ($36.33 on average)?
Point 2: Convenience

Point 1: Roadside Assist – you can purchase AAA for approximately $80 per year. However, for $4/month you can add Roadside Assist through National Safe Drivers (NSD) to any of your plans. NSD is a larger network than AAA and offers more benefits than AAA (see below).
Point 2: You need a dental procedure – say, a root canal. You can pay full price at the dentist of $1,030 (on average). However, with the Dental & Vision card for $9.95 per month you can have the same root canal and pay a discounted price of $549 (on average).
Point 3: You want to have Lasik. Rarely covered by insurance, Lasik is a very popular surgery that can cost thousands of dollars. For $9.95 you can get the Dental & Vision card which provides savings of 40% to 50% below the national average price on Lasik surgery.
Point 4: You want to have any type of cosmetic or elective surgery. Insurance doesn’t cover either cosmetic or elective surgery, such as breast augmentation. However, for $25.95 per month, you can get the Medical card which provide significant discounts on all medical procedures through the Galaxy Health Network.
There are so many ways to save – learn more be checking our Our Plans.

Point 1: The Smart Benefit Card provides tremendous value to your employees at a very low cost. For instance, you can provide the Dental & Vision Card for just $9.95 (at retail, contact us for group pricing) for a employee’s entire family!
Point 2: Many employers are looking for ways to reduce their health care costs, but still provide benefits. The Smart Benefit Card achieves both!
Point 3: You may be able to impact your health insurance premiums in a positive way. Programs such as Consult A Doctor provide an alternative to medical care provided directly by a physician – and it doesn’t require a co-pay for the employee. The result – your health insurance doesn’t get charged for a doctors visit and your employee receives services without having to come out of pocket for the co-pay!
Point 4: If you do not offer health insurance, the Medical card, may be the perfect solutions – providing discounts up to 40% for physicians, hospitals and specialists – and now, 80% discounts on MRIs and CT Scans.
Point 5: Many employers have gone to high-deductible plans and HSAs – the Smart Benefit Card can LOWER the cost of service provided and paid for by the employee with their HSA or during the high deductible period.
Point 6: Identity theft protection has become a major risk for employees, the Smart Benefit Card provides LifeLock as a plan benefit.

For just $25.95 the Medical card offers unlimited telephonic counseling 24 hours a day from experienced counselors.

The Smart Benefit Card offers a number of important benefits for the traveler.
#1 Consult A Doctor - call the doctor from anywhere and have a prescription written for you, when appropriate, and sent to the nearest pharmacy.
#2 LifeLock – one of the fastest growing crimes today, identity theft protection, hit travelers more than anyone because there are constantly giving out their personal. LifeLock is the industry leader in identity theft protection.
#3 Roadside Assist – nothing is worse than being stuck with no assistance. Roadside assistance has one of the largest networks in the country.
#4 MedEx – if you are a world traveler, nothing can be scarier than being in a foreign country and needing medical assistance or losing your legal documents – MedEx is the largest provider of emergency medical travel assistance in the world. They will help you get medical assistance you need or pay to have you moved to a place where you can get qualified care. They will also help you in the event you lose your passport.

For just $14.95, the Financial Wellness card provides a network of 20,000+ attorneys that provide legal services at discounted rates on services from simple wills to more complex areas such as INS, Welfare, Medicare and Medicaid.

For just $14.95, the Financial Wellness card unlimited financial and tax advice on a wide range of financial issues, including income taxes, cash flow or debt management, and more…..